Headshot of Phillip Hankins

Phillip Hankins

Loan Officer

Tupelo, MS Mortgage Lender

NMLS #104705

Adress
431 West Main Street, Suite 320
Tupelo, MS 38804
Contact Methods
Email
tel Phone
662-268-2539
mobile Mobile
(901) 826-5068
fax Fax
901-620-0788
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Phillip

I’m a seasoned mortgage professional who believes communication is key. Whether you are buying your first, second, or third home, or refinancing your existing home, I am here to help. I offer a wide range of products, including FHA, VA, USDA, conventional, and jumbo. We’ll work together, discussing your options so you have confidence you’re making the right choices for you and your family.

I strive to demonstrate the highest level of integrity and commitment on every home loan. I am dedicated to keeping you informed about your mortgage’s progress, but I’m always available to answer your questions every step of the way — from application to closing and beyond. Let’s get started on your dream home today!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!

 

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit
crosscountrymortgage.com/loan-types/programs/ccm-smart-start

Get Started

Recent Posts and Articles

Blog

  • Father and daughter stand outside of their new home
    Published on

    What Is A Lender Credit?

    Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.

  • Home buyer Family sits around together on couch in their new home.
    Published on

    National Association of Realtors Profile of Home Buyers and Sellers

    Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.

  • Lawn mower cutting grass following a homeowners annual lawn care schedule.
    Published on

    Lawn Care Schedule

    Optimize your lawn's health and beauty year-round with our free printable PDF lawn care schedule. From spring growth to winter prep, we've got you covered!

  • Home purchased using a VA Loan displays the American flag.
    Published on

    VA Loan Requirements 2024

    Discover VA loan requirements for 2024. Learn how Military Personnel and Veterans achieve homeownership. Benefits, qualifications, and loan types are explained.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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